MORTGAGE SERVICES
How I Can Help You
First-Time Home Buyers
Your First Home, Made Simple
Buying your first home is exciting—but the mortgage process doesn’t have to be overwhelming. I’ll guide you through every step, from pre-approval to closing, ensuring you understand your options and secure the best rate possible. I’ll help you navigate down payment requirements, government incentives like the First-Time Home Buyer Incentive, and find a mortgage that fits your budget and goals.
Mortgage Refinancing
Unlock Your Home's Equity
Whether you want to lower your interest rate, consolidate debt, or access your home’s equity for renovations or investments, refinancing can be a smart financial move.
I’ll analyze your current mortgage, compare options from 50+ lenders, and help you determine if refinancing makes sense for your situation—with full transparency about any costs involved.
Mortgage Renewals
Don't Just Sign—Shop Around
When your mortgage renewal notice arrives, you have options. Most Canadians simply sign their bank’s renewal offer without shopping around—often missing out on better rates. I’ll review your renewal offer, compare it against current market rates, and negotiate on your behalf. Even a small rate reduction can save you thousands over your term – and you wont spend a dime
Investment Properties
Build Your Real Estate Portfolio
When your mortgage renewal notice arrives, you have options. Most Canadians simply sign their bank’s renewal offer without shopping around—often missing out on better rates. I’ll review your renewal offer, compare it against current market rates, and negotiate on your behalf. Even a small rate reduction can save you thousands over your term.
Self-Employed Mortgages
Solutions for Business Owners
Self-employed? Your income situation is unique, and traditional banks don’t always understand it. I specialize in helping self-employed individuals, freelancers, and business owners secure mortgages—even with non-traditional income documentation. I’ll work with lenders who understand self-employment and find options that recognize your true earning potential.
READY TO GET STARTED?
Let's Find the Right Mortgage for You
Every situation is unique. Book a free consultation to discuss your goals and discover your options.