MILTON MORTGAGE BROKER
Carl Zuzart
Your Trusted Mortgage Broker in Milton
Access 50+ lenders for the best mortgage rates in Milton. First-time buyers, refinancing, renewals — I handle it all, at no cost to you.
Licensed FSRA Broker
50+ Lenders
$0 Cost to You*
Why Choose a Mortgage Broker in Milton?
Finding the right mortgage broker in Milton can make all the difference in your home buying journey. As a licensed mortgage broker in Milton and the Halton Region, I help families navigate the competitive real estate market with confidence—whether you’re buying your first home in Willmott, upgrading in Scott, or refinancing in Dempsey.
Unlike banks that only offer their own products, I shop your mortgage to over 50 lenders to find you the best rates and terms. My services cost you nothing—lenders pay my fee when your mortgage closes. When you work with a mortgage broker in Milton who knows the local market, you get personalized guidance every step of the way.
Milton Average Home Prices (2024):
– Detached homes: $1.1M – $1.3M
– Townhomes: $700K – $900K
– Condos: $500K – $650K
Quick Stats: Milton
✓ One of Canada’s fastest-growing cities
✓ Population: 140,000+
✓ Excellent Halton District schools
✓ GO Train access to Toronto
✓ Highway 401 & 407 access
✓ Strong property value growth
✓ Family-friendly neighbourhoods
✓ Low crime rates
✓ Growing job market
✓ Minutes from Toronto Pearson Airport
Why work with me?
✓ Access to 50+ lenders
✓ Free service — lenders pay my fee
✓ Evening & weekend appointments
✓ Fast pre-approvals (24-48 hrs)
✓ Local Milton expertise
MORTGAGE SERVICES
As your trusted mortgage broker in Milton, I help families...
First-Time Home Buyers
Buying your first home in Milton is exciting but overwhelming. I’ll guide you through CMHC insurance, down payment options, the First-Time Home Buyer Incentive, and Land Transfer Tax rebates. Get pre-approved with confidence.
Mortgage Refinancing
Milton homeowners have seen significant equity growth. Access your home equity to consolidate debt, fund renovations, or lower your rate. I’ll calculate if refinancing makes sense and handle all the paperwork.
Mortgage Renewals
Don’t just sign your bank’s renewal letter! Let me shop 50+ lenders to find you a better rate. Most Milton homeowners save thousands just by asking. The process is simple and often costs nothing to switch.
Self-Employed & Bad Credit
Banks say no? I work with alternative lenders who understand non-traditional income and credit situations. Business owners, contractors, and those rebuilding credit have options. More lenders mean more approvals.
Finding the right mortgage broker in Milton makes all the difference...
FREE CONSULTATION
Get Your Free Pre-Approval
FREQUENTLY ASKED QUESTIONS
Milton Mortgage FAQs
Minimum 5% for homes under $500,000, then 10% on the portion between $500,000-$999,999. Homes over $1M require 20% minimum. With Milton’s average prices, most buyers need 10-20% down.
Pre-approval can be done in 24-48 hours. Full approval typically takes 3-5 business days once you have an accepted offer. I work quickly to meet your deadlines.
No—my services are free to you. Lenders pay my fee when your mortgage closes. You get expert advice and rate shopping at no cost.*
Yes. I work with alternative and private lenders who consider your full picture, not just your credit score. Many factors can help you qualify even with credit challenges.
Banks only offer their own products. I shop 50+ lenders to find you the best rate and terms. My clients often save thousands compared to their bank’s first offer.
Ready to Find Your Best Mortgage Rate in Milton?
Get a free, no-obligation consultation and discover how much you could save.
Carl Zuzart | Licensed Mortgage Broker | FSRA #M25001564
📧 mortgages@zuzart.ca
*Broker fees typically paid by lender. Standard mortgage costs apply. Contact for full details.
