Carl zuzart
Your Trusted GTA Mortgage Broker
Save thousands on your mortgage while we handle the stress. Access to 50+ lenders at no cost to you.
- Licensed Broker
- 56+ Lenders
- $0 Cost to you*
56+ Lending Partners
5 star service
FSRA Licensed
Fast Pre-Approvals
MORTGAGE SERVICES
How I Help You
Whether you’re buying your first home, refinancing, or renewing your mortgage, I’ll find you the best rates from 56+ lenders – at no cost to you.
01.
First-Time Home Buyers
Buying your first home is exciting but overwhelming. I’ll guide you through CMHC insurance, down payment options, the First-Time Home Buyer Incentive, and Land Transfer Tax rebates. Get pre-approved with confidence and know exactly what you can afford
02.
Mortgage Refinancing
Access your home equity to consolidate debt, fund renovations, or lower your rate. I’ll calculate if refinancing makes sense for you and handle all the paperwork.
03.
Mortgage Renewals
Don’t just sign your bank’s renewal letter! Let me shop 50+ lenders to find you a better rate. Most clients save thousands just by asking.
04.
Self-Employed & Credit Challenges
Banks say no? I work with alternative lenders who understand non-traditional income and credit situations. More options mean more approvals.
05.
Low Down Payment Solutions
Have strong income but limited savings? Access co-investment programs that help you avoid CMHC insurance without needing the full 20% down. Get into homeownership sooner.
Why Choose Me
Your Mortgage, My Priority
Working with a mortgage broker means better rates, more options, and expert guidance – all at zero cost to you.
56+ lenders
Unlike banks that only offer their own products, I shop your mortgage to over 50 lenders to find your best rate and terms.
$0 Cost To You*
My services are completely free. Lenders pay my fee when your mortgage closes - you pay nothing extra*
Available When You Need Me
Evenings, weekends, whenever works for you. Buying a home is stressful enough - I work around your schedule.
Testimonials
What My Clients Say?
